HOUSING REHABILITATION LOAN PROGRAM
Delta Housing Authority administers a loan program for eligible homeowners needing assistance with general repairs and home improvements. Available in Delta, Montrose, San Miguel, Ouray, Gunnison and Hinsdale counties, the program offers loan amounts up to $24,999 with easy terms and interest rates between 1-4%. Applicants must be income qualified and meet minimal credit standards to be eligible. Inspection, consulting and construction management services are provided at no additional charge and borrowers are able to select their own contractor or complete the repairs themselves. A broad range of rehabilitation work is eligible for funding including roof repairs, electrical work, plumbing, gutters, windows, doors, heating systems, and weatherization. Special attention is given to health and safety issues, handicap accessibility and code issues.